Based in Brookfield, Wisconsin, family-owned business Rodrian Insurance, Affiliate of Robertson Ryan Insurance has been providing comprehensive insurance solutions to businesses throughout the southeastern Wisconsin area for nearly 50 years. Business owners rely on us to solve their business risks with risk-mitigation strategies and insurance products.
We work with leading industry-leading insurance carriers to address property and liability risks that threaten the success of a business. We will review your existing program, and assess your operation inside and out including the products and/or services you provide, your staff and any use of contractors and subcontractors, third-party contracts, and emerging trends, among other critical issues to put together an insurance plan that works for your business.
Safeguarding the investment you’ve put into your operation includes protecting the building you occupy (if you own it) and your business personal property – from equipment to furniture and fixtures with Commercial Property insurance designed to address your exposures. A Property policy typically includes coverage for:
You also need Business Interruption insurance in the event you suffer property damage from a fire or other covered peril and are forced to close down while repairs are being made. You need funds to keep up with payroll and ongoing expenses. You may also need Equipment Breakdown insurance to replace key equipment to keep your operation going.
Our experienced staff will help determine how much Property coverage you need to be properly protected.
A liability loss can turn a profitable business into one that’s struggling or even one that is forced to close its doors. If someone is seriously injured on your property, for example, a lawsuit can upend all that you’ve worked so hard to obtain. At Rodrian, we’ll procure Commercial General Liability insurance that helps you respond quickly in the event of a loss for which you are responsible, gets you back to concentrating on your core operations, and keep your clients happy. The policy typically includes:
Very few businesses can weather a catastrophic liability loss. This is where Commercial Umbrella Liability insurance steps in. Primary policies, such as Commercial General Liability and Automobile Liability, provide an important first layer of protection against lawsuits and liability risks. But when a significant loss that can run into the millions occurs, a Commercial Umbrella policy steps in. Think about it, today’s litigious environment calls for the extra protection you and your business will get under an Umbrella.
Commercial Umbrella insurance provides you with an extra layer of security, extending the coverage on your primary liability insurance to pay for costs associated with lawsuits, legal fees and settlements. If, for example, you have a liability claim that requires $3 million to settle, and the limit on your Commercial General Liability policy is $1 million, your out-of-pocket costs would be $2 million. With a $4 million Umbrella policy, the remainder of the settlement would have been covered, leaving your assets untouched.
Additional protection beyond general liability is also available with separate policies to protect you against employee-related disputes, directors and officers litigation and liability as a result of cyber breaches and other related attacks.
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Address
4120 N. Calhoun Road
Suite 100
Brookfield, WI
53005-1378
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